1. Introduction
Welcome to The Value Companion!
These Terms & Conditions (this “Agreement”) govern the use of all data and services provided by The Value Companion, LLC (“The Value Companion”). You must consent to this Agreement in its entirety in order to create an account and subscribe to our service. Once you accept this Agreement, it constitutes a legal binding agreement between you and The Value Companion.
1.1. Eligibility
To be eligible to subscribe, you must be able to make a legal binding agreement. Therefore, by agreeing to these terms and conditions, you certify you are at least eighteen years of age, and are legally and mentally capable of entering into a binding legal agreement according to the governing law of this Agreement as defined herein.
1.2. Updates to Terms & Conditions
From time to time, at our sole discretion, we may update these Terms & Conditions. Your continued use of The Value Companion will constitute your ongoing agreement to the modified Terms & Conditions. When we make material changes, we will make a reasonable effort to notify you of those changes using the email you supplied.
1.3. Privacy Policy
Please refer to our privacy policy for information on our policy regarding data collection, the data we collect, how we use it, and the limited number of circumstances in which we may share it.
Notwithstanding this privacy policy, and in spite of our intention to collect minimal data, we do not warrant that we can secure all customer data from hackers and thieves. You agree that you will not hold us liable in the event that our system is compromised and your data is stolen.
1.4. Cookie consent
You agree that we may use Cookies to store both necessary information and functional information for the use of our system and service on your computer.
2. Subscriber Behavior
By agreeing to these Terms & Conditions, you are making important agreements with us about your behavior as you use the data and services provided by The Value Companion.
2.1.No Recommendations
YOU AGREE THAT WE ARE NOT MAKING RECOMMENDATIONS FOR EITHER THE PURCHASE OR SALE OF STOCKS.
WE ARE PROVIDING DATA TO YOU TO ASSIST YOU IN YOUR EVALUATION OF STOCKS. YOU AGREE THAT YOU WILL MAKE YOUR OWN INDEPENDENT DECISIONS ABOUT ALL STOCK PURCHASES AND STOCK SALES.
2.2.No Sharing Of Accounts
YOU AGREE NOT TO SHARE YOUR ACCOUNT LOGIN INFORMATION WITH ANY PERSON NOT LIVING IN THE SAME HOUSEHOLD AS YOU.
2.3.No Publishing or Reselling Data
YOU AGREE NOT TO SHARE ANY DATA PROVIDED TO YOU BY THE VALUE COMPANION, WITH ANY PERSON NOT LIVING IN THE SAME HOUSEHOLD AS YOU.
2.4.No Breaking of The Law
You agree not to use any of the systems, services, or data provided by The Value Companion to break any applicable laws or regulations.
2.5.No Attempt To Harm
You agree not to attempt to cause harm or damage to any of the systems or services of The Value Companion. This includes the attempt to obtain unauthorized services.
You also agree not to attempt to harm people through the use of our system, or in any connection with our company. This includes making threatening, abusive, vulgar, obscene, libelous, or hateful statements in email, online forums of any kind, or on phone calls. You also agree not to impersonate our staff in any way at any time.
3. Pricing Mismatch
You agree that The Value Companion has the right to reward customer loyalty by not raising prices for existing customers when we raise the price for new customers.
Our policy is to never discriminate on the basis of race, religion, creed, nationality, age, political perspective, gender, gender identity, or sexual orientation. However, we reserve the right to allow existing customers to continue to pay the same price for our services as when they joined even if the price is increased for new customers. You agree that this is a fair business policy.
This agreement is not a guarantee that The Value Companion will never raise rates for existing customers.
4. Jurisdiction / Governing Law
You also agree that this agreement shall be governed by and construed in accordance with the laws of the State of Washington, in the United States. If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision alone shall be deemed severable from the rest of this Agreement and shall not affect the validity or enforceability of any of the remaining provisions.
Any legal suit, action, or proceeding arising in relation to this Agreement shall be instituted exclusively in the state court system located in King County, Washington, United States. You agree to waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in them.
We desire that you get significant value from the data and services provided by The Value Companion. Notwithstanding, if you have an issue or dispute, YOU AGREE TO COMMUNICATE THAT ISSUE OR DISPUTE TO US CLEARLY IN WRITING, AND ALLOW US A MINIMUM OF 30 DAYS TO ATTEMPT TO RESOLVE IT BEFORE INITIATING ANY LEGAL ACTION. FURTHERMORE, YOU AGREE THAT IF WE CAN RESOLVE THE ISSUE OR DISPUTE WITHIN 30 DAYS, THAT YOU WILL NOT INITIATE LEGAL ACTION.
You agree to contact us with issues and disputes by emailing us at: legal@thevaluecompanion.com
5. Accessibility
It is our desire and policy to make every effort to accommodate persons with disabilities. We are attempting to meet or exceed the standards set by the laws commonly known as the Americans with Disabilities Act (ADA). If you believe that we are falling short of the minimum standards set forth by those laws, you agree to tell us plainly which laws or standards you believe we are falling short of in an email sent to:
You also agree that we shall have 30 days to improve our compliance to the accessibility standards, as is our desire. YOU AGREE THAT YOU WILL ONLY INITIATE LEGAL ACTION IF WE FAILY TO COMPLY AFTER 30 DAYS FOLLOWING THE NOTICE OF THE STANDARD YOU BELIEVE WE ARE VIOLATING.
6. LIMITATION OF LIABILITY
YOU AGREE THAT YOU WILL USE THE DATA AND SERVICES PROVIDED TO YOU BY THE VALUE COMPANION, LLC AT YOUR OWN RISK.
YOU AGREE THAT TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE VALUE COMPANION, LLC SHALL NOT BE LIABLE TO ANY PERSON, INCLUDING YOURSELF, OR ANY BUSINESS, FOR ANY LOSS OR DAMAGES, (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES), IN CONNECTION WITH OR ARISING FROM YOUR USE OF THE SERVICE OR DATA PROVIDED, OR FROM YOUR INABILITY TO USE SUCH SERVICE OR DATA.
YOU AGREE THAT THE VALUE COMPANION, LLC, TOGETHER WITH ITS PARTNERS, OFFICERS, EMPLOYEES, AGENTS, DIRECTORS, AND SHAREHOLDERS SHALL NOT BE LIABLE FOR ANY INACCURACIES (INCLUDING DATA, ALGORITHMIC, COMPUTATIONAL, OR OTHER), ERRORS, FAILURES, OMISSIONS, INTERRUPTIONS, DEFECTS, OR VIRUSES, OR FOR ANY PERSONAL INJURIES OR SYSTEM INJURIES THAT ARISE FROM THE USE OF, OR IN CONNECTION WITH, THE DATA OR SYSTEM PROVIDED.
You agree that The Value Companion, LLC is not responsible for any third-party content or data provided.
7. Warranty Disclaimer
While it is our desire to provide excellent service, accurate data, and complete data, you agree that we do not warrant, represent, or guarantee that the service, data, or the support provided by The Value Companion:
8. Payments and Refunds
We believe that we offer a valuable service, and that the intrinsic value of many companies do not change rapidly. Therefore we offer our service at one fixed term only; annually. If you choose to sign up for our service, you will be billed for a one year subscription.
At the end of a year, your subscription will be automatically renewed. We will make reasonable efforts to inform you of upcoming automatic renewal in advance of that renewal in order to give you the chance to cancel. Furthermore, our intention is to make cancelling your service easy to do, and available and accessible online so that you do not have to call or endure a sales pitch.
However, you agree that you have been made aware that, unless required by law, we do not offer early cancellation refunds.
Please sign up only when you are ready to use the service for an entire year. 9. Right to Terminate Accounts
You agree that The Value Companion has the right to terminate the accounts, without warning and without refund, of customers who explicitly violate the terms and conditions contained in this agreement.
You also agree that The Value Companion has the right to permanently ban persons from future service who violate the terms and conditions contained in this agreement.
10. Contacting The Value Companion
Technical Support
If you need technical support, please contact The Value Companion using the email address:
Accessibility
If you believe that we are not fully compliant with applicable accessibility laws, or if you have a suggestion for increasing accessibility that is not covered by law but would be of assistance, please contact The Value Companion using the email address:
Errors
If you find errors in the data we subscribe to, or in the calculations or computations of thevaluecompanion.com, please contact The Value Companion using the email address:
Have questions about our services or the platform? Please reach out to us and we'll get back to you as soon as we can. You can also email us directly at support@thevaluecompanion.com. If you're reporting a potential issue with data or a bug, please add as much information about the issue as possible.